Medicare Enrollment FAQs

Let us answer some of your questions about Medicare enrollment. 

Where Can I Enroll in Medicare?

You will be automatically enrolled in Medicare Part A and Part B if you have already been getting Social Security or Railroad Retirement benefits for at least four months prior to turning 65. 

If you are not collecting retirement benefits, contact the Social Security Administration or Railroad Retirement Board (RRB) to sign up for Medicare. You can sign up in several ways:

• Social Security Online
• Call Social Security at 1-800-772-1213. TTY users can call 1-800-325-0778.
• Contact your local Social Security office.

If you are a railroad worker:

• Call the RRB at 1-877-772-5772

How Long Does it Take to Enroll in Medicare?

Enrollment will probably take you 15 to 30 minutes to complete. 

If you enroll online, you will get an application ID number once you start your enrollment. It will let you save your application and come back to complete it later if you need to. 

Can I Get Help Enrolling in Medicare?

Yes! There are several ways to get help with your enrollment. 

Learn about who can help you.

You can also have a friend or family member with you while you discuss your Medicare options with an agent or broker. 

Medicare or private Medicare carriers will also allow you to have a friend or family member with you, but you will need to complete an authorization form if you will be discussing personal health information. 

How Do I Enroll Someone Else in Medicare? 

You will need a power of attorney if you need to act on someone else’s behalf. 

When Does My Medicare Coverage Start?

You will receive a Welcome to Medicare package with your red, white and blue Medicare card in the mail about two weeks after you sign up. If you sign up for other coverage options like Medicare Advantage, Medicare Part D or Medigap, you will get information from your plans separately. 

If you enroll before your birth month, your coverage will usually begin on the first day of the month that you turn 65. 

If you enroll after your birth month, your Medicare coverage can take up to three months after you sign up to begin.